Navo
Free Founder Transition Tool

Find out when it may be safe to quit your job.

Combine your personal burn rate, emergency savings, and business income into one clear transition-readiness view.

Calculate My Readiness Track It Automatically
Safe-to-Quit Engine

Enter your monthly numbers

Use your best current estimate. You can create a Navo account later to track these figures automatically.

Rent, food, transportation, debt payments, subscriptions, and other personal spending.
Liquid savings available to cover your personal expenses after leaving your job.
Your current monthly income from employment.
Average monthly revenue before business expenses.
Operating expenses, supplier bills, subscriptions, and recurring costs.
months
The number of months you want covered by emergency savings.

This calculator provides an informational estimate and does not replace professional financial advice.

Your Bridge View

A clear answer instead of another spreadsheet

Complete the calculator to see the financial gaps between your current position and your target transition point.

01
Quit-readiness status

See whether your current numbers indicate safe, close, or not-safe status.

02
Monthly income gap

Understand exactly how much additional monthly business net income you need.

03
Savings runway gap

Compare your emergency savings against your preferred runway target.

04
Recommended next move

Receive one plain-language action based on the limiting factor in your position.

Why Navo Exists

Built for the transition, not only the destination.

Most financial software assumes you already operate full-time. Navo connects the messy middle: employment income, freelance or business income, personal obligations, cash runway, and the decisions that determine when you can move forward safely.

Create My Navo Account